Our Services

Financial Planning

We’re proud to offer a diverse list of services to help meet our client’s needs in an ever-changing dynamic landscape.

Retirement Cash Flow

Providing a sense of clarity of where you stand with your long-term goals by building a customized plan designed to fit your budget, time horizon and risk profile.

Estate Planning

Protecting your family and assuring a smooth transition to the next generation with a discussion on wills, trusts, powers of attorney, and advanced planning strategies to manage taxes and create an optimal distribution and incapacity plan.

College & Education

Reducing the threat of high college tuition fees and student debts by building a sustainable savings plan that fits the individual's budget.

Risk Management

Establishing a sound investment strategy with protections in place should the unknown occur by reviewing life, disability, long-term care insurance and liability coverage.

Tax Planning

While taxes are one of the certainties in life, careful strategic planning can help manage this liability and reduce the drain on your overall portfolio. At FS, we will review your sources of income and the impact your investment portfolio has on your tax burden offering strategies to help manage the long term impact for not only your lifetime but the next generation.

Investment Management

Goal Oriented Investments – Each investment is one piece of a much larger puzzle, catering to different goals, strategies and the much overlooked – risk tolerance.

01. Assess

Cash Flow, Risk Level, Timeframe, Tax Status, Market Conditions

02. Implement

Mutual funds, Stocks, Bonds, ETF’s, Separate Money Management Accounts, Alternative Investments

03. Report

Tax Efficiencies, Tactical Rebalancing, Market Forecasts, Performance, Benchmarking

Business Retirement Plans

We assist business owners and prepare their employees for retirement, by offering diversified plans from some of the largest financial institutions in the market, yet remain agnostic in our vendor selection, allowing us to truly customize an unbiased plan with the primary focus on each individual need.

We offer a robust strategy, customized specifically to each company involving: Plan Development • Vendor Search • Investment Selection and Monitoring • On-Site Participant Education

Website Disclosure:

Securities offered through Osaic Wealth, Inc. Member FINRA & SIPC.

Advisory services offered through Pensionmark Financial Group, LLC., a registered investment advisor under the Investment Advisers Act of 1940. Securities offered through Osaic Wealth, Inc. Member FINRA & SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth

No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided on these websites.

This communication is intended for individuals residing in the states of AZ, AR, CO, CT, FL, GA, HI, IL, IN, MA, MI, MN, NV, NH, NJ, NM, OR, PA, TN, TX, WA, and WI. No offers may be made or accepted from any resident outside the specific state(s) referenced.